Shop Pay Installments is an installment payment platform that lets you pay for your purchase over time in 4 easy installments using a credit or debit card every 2 weeks, so you can wear now and pay later. Order must be between $50 and $1,000 USD, including discounts, shipping, and taxes.

1. Add items to your cart.
2. Check out with Shop Pay.
3. Choose to pay in 4 installments.

Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

  • No late fees, no hidden fees, and no surprises.*
  • Split your purchase into 4 equal, interest-free payments.*
  • No impact on your credit score.*
What if I make a return on a purchase made through Shop Pay Installments?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

  • A smaller payment balance on the final payment
  • Less future payments on the remaining loan balance

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a store credit or refund to your original debit card or credit card payment method within 3 to 10 business days.

Which payment methods are accepted if I use the Shop Pay Installments option?
The installments option on Shop Pay is available on debit and credit cards.

Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.